Shillong, Naitung 30:
Ka LIC jong ka ri India ka la wanrah ïa kawei ka ‘plan’ kaba thymmai kaba la tip kyrteng kum ka Jeevan Kiran (Plan No. 870) kaba la trei kam naduh ka 27 tarik u Naitung, 2023. Ka Jeevan Kiran jong ka LIC ka dei ka ‘Individual, Savings, Life Insurance plan’. U ‘Unique Identification Number’ (UIN) jong ka Jeevan Kiran u dei u 512N353V01.
Katkum katei ka ‘plan’ kaba thymmai ka wanrah ïa ka ‘Life Cover’ ha ryngkat ka ‘return’ jong ka ‘premium’.
Ïa katei ka ‘plan’ yn lah ban ïoh da ki nongthied nongpet kiba hapdeng ka 18 haduh ka 65 snem ka rta. Ka ‘plan’ ka don ïa ka ‘minimum Sum Assured’ kaba T.15 lakh na ka bynta ka ‘moderate Life Cover’.
Ka ‘policy term’ ka ïapher hapdeng ka 10 haduh 40 snem. Ki ‘premium rate’ ki ïapher hapdeng ki nongthied nongpet kiba dih duma bad kito ki bym ju dih duma. Ïa ka jingsiew ïa ka ‘Premium’ lah ban pyndep lyngba ka lad jong ka ‘Single Premium’ lane lyngba ka lad jong ka ‘regular premium’. Na bynta ka Sum Assured kaba palat ïa ka T.50 lak, ïa ki ‘rebate’ lah ban ïoh ha ka ‘Tabular Premium’. Ka ‘minimum instalment premium’ ka dei T.3000 na bynta ki ‘Regular Premium policy’ bad T.30000 na bynta ki ‘Single Premium policy’.
Halor ka tarik ‘maturity’ jong ka Life Assured katba a polisi ka dang trei kam, ka ‘term assurance plan’ ka ailad na bynta ka jingpynphai (refund) jong ka ‘Total Premiums’ (paid/Single Premium paid) lait noh kiwei kiwei ki ‘extra premium’, ki ‘rider premium’ bad ki khajna (tax) ba la dep ban siew.
Halor ki mat ba ïadei bad ka jingkhlad noh jong ki nongbat polisi (katba ka polisi ka dang trei kam), ïa ka ‘Sum Assured on Death’ yn siew kumne harum:
(a) Na bynta ki ‘Regular Premium Payment Policy’ – Ka ‘Highest 7 times’ jong ka ‘Annualized Premium’ lane 105% jong ka “Total Premium Paid” tat haduh ka tarik khlad (date of death) lane ka ‘Basic Sum Assured’.
(b) Na bynta ka For Single Premium Policies – ‘Higher of 125%’ jong ka Single Premium’ lane ka ‘Basic Sum Assured.’
Ki ar tylli ki jait jong ka optional Riders (Accidental Death & Disability Benefit Rider bad Accident Benefit Rider) lah ban ïoh da kaba siew ïa ka ‘additional premium’.
Ïa ka ‘Settlement option’ lah ban kam ïa ka ‘maturity/death benefit’ hadien 5 snem shaneng.
Ïa katei ka ‘plan’ lah ban ïoh na ka website www.licindia.in. Lah ruh ban thied lyngba ka rynsan ‘Offline’ na ki ‘Agents’, ‘Corporate Agents’, ‘Brokers’, ‘Insurance Marketing Firms’ (IMF).
Ïa ki jingtip kiba kham bniah halor katei ka plan, ki nongthied nongpet kin lah twad jingtip na u Executive Director (CC) jong ka LIC of India, Central Office, Mumbai da kaba phah da ka email sha ka [email protected] lane na ka website www.licindia.in
